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Identity authentication is a element of identifying identity fraud risk. Advances in technology through fingerprint biometric services have lead to biometric verification learning to be a potential tool in identity verification.
What’s identity authentication? The authentication process involves validating the identity presented is the specific person. It goes beyond typical identity verification and seeks a confirmation that the person presenting the ID accurately is the person being represented by the ID.
Beyond Paper Identification:
The situation with paper identification is it is not tamperproof. 검증업체 Efforts have now been made by states to boost security of state-issued ID cards; however, those seeking to perpetrate fraud have now been able to steadfastly keep up with the technology changes. How will you keep up with a criminal element focused on staying one step in front of paper identification cards? The answer, you’ll need to alter the identity verification process to an identity authentication process.
Examine the below identity verification system. If a system could achieve the below, what can the end result be for potential identity fraud risk?
The aforementioned demonstrates the need for comprehensive identity authentication systems to greatly help mitigate identity fraud risk. Another requirement becomes apparent when you go through the steps required by comprehensive identity authentication systems–the significance of speed of validation. Consequently the system needs to be both accurate and efficient. How can this be achieved in point of service situations?
Multiple Verifications Mitigate Identity Fraud:
There’s a statistical assumption that the more verification checks performed, the greater your odds are that you are mitigating identity fraud risk. To execute multiple verifications will need one more expenditure of time. To help keep the process of identity authentication accurate and efficient, what verifications checks must be performed? In the previously list there is a product called “Connecting IDs to fingerprints,” this verification action will help hold the main element to identity authentication.
Advances in fingerprint biometric technology have triggered the ability to conduct biometric verification. Some solutions have the ability to capture and link a fingerprint to an individual ID record. The effect is a mitigation of identity fraud risk and fraud risk resulting from a person attempting to make use of multiple identities.
Fingerprint Biometric technology provides identity resolution, or the ability to match one individual to at least one identity. The ability to find identity fraud patterns also prevents individual users from making multiple ID fraud attempts. One last benefit of fingerprint biometrics is that the fingerprint images are stored and open to law enforcement and prosecution of identity fraud suspects.
Uses of Biometric Verification:
The ability for fingerprint biometrics to get in touch an individual fingerprint to an individual identity becomes desirable in various business applications. Biometric verification can mitigate identity fraud risk by linking a fingerprint to an individual stored identity. This technology becomes desirable in situations where high security is necessary for identity authentication just before new business being conducted. Applications such as for example opening a high-value new account or authenticating an identity through repeat transactions illustrate the requirement to implement biometric verification.
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